Privacy Policy

1. GENERAL PRINCIPLES

Respecting your privacy is a top priority for us. This Privacy Policy is designed to safeguard your personal information and ensure its confidentiality. While we aim to comply with the laws of other countries, we cannot guarantee complete adherence. We take all necessary steps to protect your privacy rights on systems and the Website within our control. However, we are not responsible for any unauthorized or unlawful disclosure of your personal and confidential information by third parties outside our jurisdiction, such as advertisers and linked websites. Please be aware that the information and privacy practices of our business partners, advertisers, sponsors, or linked sites may differ from ours.

We sort information pertaining to you (referred to collectively as "Personal Information") into the following categories:

(a) User Profiling: Information provided during registration for a Service, including:

• Personal identity details like gender, marital status, age, etc.;
• Financial information such as banking details, income, and lifestyle levels; and
• Contact details like physical addresses, telephone numbers, etc.

(b) Payment and Account Details: Account history, billing information, payment history, etc., stored securely in encrypted form on servers.

(c) Service Usage: Navigation information within our Services, like visited URLs and download requests.

(d) Log Information: Web request details, IP address, browser type, language, date, and time of request.

(e) Transactional History: E-commerce activities history (excluding banking details).

(f) Correspondence Details: Content of communications, information about correspondents, and communication origin/destination through Services like email, chat rooms, etc.

(g) User IDs: Usernames, passwords, email addresses, and security-related information for Services.

(h) Stored Data: Data created by you or third parties for storage on our servers, like image files, documents, etc.

We collect Personal Information solely for business purposes and to enhance our Services. Your information is not sold or traded to third parties.

Disclosure of Personal Information will adhere to this Privacy Policy. Any other use will require your prior consent.

Failure to provide personal information may result in the inability to access our Services.

Information shared in public forums like blogs is not confidential or protected under the Privacy Policy. Exercise caution when sharing Personal Information in such environments.

Publicly disclosed information may be shared with affiliates, service providers, competition sponsors, etc., unless stated otherwise.

We are not responsible for any damages resulting from the disclosure of Personal Information in public forums. Share information in public environments at your own risk.

2. RIGHT TO COLLECT

By agreeing to the Terms of Service, you consent to the collection and storage of your Personal Information for as long as you use our Services, subject to the restrictions outlined in this Privacy Policy.

2.1 We gather your Profiling and Account Information for the following purposes:

(a) To manage our relationship with you and provide Services, we require your identity details, contact information, banking details, and account history. This information will only be disclosed as specified below.

(b) We utilize some of your information in an aggregated form to create statistical and demographic profiles for our business and marketing endeavors. Such information may be disclosed, provided it is in an aggregated form that cannot be used to identify you.

2.2 We collect and retain your Service Usage and Transactional Information to:

(a) Determine and verify the Service Charges you owe and manage our relationship with you.

(b) Adhere to any statutory or regulatory obligations.

(c) Create statistical and demographic profiles about you for our business and marketing activities and tailor our Services to your needs. While we have the right to use this information for our internal business purposes without limitation, we will only disclose it in an aggregated form that does not identify you.

(d) Monitor your use of our Services to ensure compliance with our Terms of Service.

2.3 We gather and store your Correspondence Information and Personal Identifiers to:

(a) Fulfill our legal obligations.

(b) Monitor your use of our Services to ensure compliance with our Terms of Service.

Any Personal Information we collect and use in an aggregated format, ensuring your individual identity is not revealed, belongs to us. We reserve the right to use it at our discretion, without compensating you, for various legitimate purposes, including potentially selling it to third parties.

At times, we use "cookies" to offer you more personalized information upon your return to our website. "Cookies" store user preferences and track user trends to enhance your interactive experience and improve our Services. You can configure your browser to notify you when you receive a "cookie," allowing you to decide whether to accept it. By accepting a "cookie," you agree to our use of any Personal Information collected through it.

You can update your Profiling Information on the website at any time.

You acknowledge and agree that, for the purpose of enhancing personalization and Service efficiency, we may share your Personal Information with our affiliates in controlled and secure circumstances (an entity that is our subsidiary, holding company, a subsidiary of our holding company, or an entity under common control with us).

3. GENERAL EXCEPTIONS

If it is necessary to intercept, disclose, monitor, and/or store your Personal Information:

(a) as required by law;

(b) for the operation of our business;

(c) to protect our systems; or

(d) to enforce our own rights,

we will do so in accordance with legal provisions.

Such interception, disclosure, monitoring, and storage may occur without your explicit consent. In such instances, we shall not be held responsible to you or any third party for any resulting damages. To ensure compliance with the Terms of Service by all Users, we may monitor your Personal Information as needed to verify adherence and identify instances of non-compliance. To safeguard the security and reliability of our Services, we may monitor your Personal Information. This monitoring may involve (but is not limited to) screening incoming and outgoing electronic data messages to identify, restrict, and/or prevent the transmission of spam, viruses, and/or unlawful, defamatory, obscene, or otherwise objectionable material or content. In certain circumstances, we may engage a third-party service provider to deliver a component of the Services. For the sole purpose of providing the Service to you, you consent that we may disclose any necessary Personal Information to such third party.